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Global 3DS 2.0 Payer Authentication Market Strategic Research Report

Global 3DS 2.0 Payer Authentication Market Strategic Researc…
$3,500 USD
Market Research Reports
Strategic Research Report
Global 3DS 2.0 Payer Authentication Market
$0B2024
0%CAGR
2032Forecast
Market Research Reports · Global
Market Research Reports Intelligence Series

By Type: SMS Verification, Fingerprint Recognition, Face Recognition, Others

By Application: ATM, POS Machine, Other

Key Players: Visa, PostFinance, Mastercard, GPayments, Adyen, Broadcom, Modirum, Entersekt, Worldline, Elavon, SIA S.p.A., GMO Payment Gateway, UnionPay International, AsiaPay, Discover Global Network, JCB, American Express

Region: Global
Formats: PDF, Excel, Word & PowerPoint
Base year: 2024 · forecast to 2032
Length: 133 pages

Обзор

Scope of the Report

The global 3DS 2.0 Payer Authentication market size is predicted to grow from US$ million in 2025 to US$ million in 2032; it is expected to grow at a CAGR of %from 2026 to 2032.

Payer Authentication, also called 3D Secure, helps to minimize costly fraudulent transactions by adding an extra layer of protection to the payment process. The solution enables issuers to authenticate the cardholder using various available methods—from a one-time password to biometrics.

3DS 2.0 (3D Secure 2.0) is a protocol designed to enhance the security and user experience of online payment transactions. It introduces additional layers of authentication and authorization to reduce the risk of fraud in e-commerce transactions. Payer authentication, a key aspect of 3DS 2.0, involves verifying the identity of the person making the payment. Several market drivers contribute to the adoption and implementation of 3DS 2.0 payer authentication:

E-commerce Growth: With the increasing popularity of online shopping and digital transactions, the risk of fraudulent activities has also risen. Payer authentication helps mitigate fraud risks by adding an extra layer of verification, which is essential for maintaining consumer trust in the online shopping environment.

Regulatory Compliance: Regulatory bodies and card networks often set security standards that payment service providers and merchants must follow. Implementing payer authentication measures, such as 3DS 2.0, helps businesses comply with regulations like the European Union"s Strong Customer Authentication (SCA) requirements under PSD2 (Revised Payment Services Directive).

Mobile Shopping: Mobile devices have become a significant channel for online shopping. Payer authentication methods need to adapt to the mobile environment by providing seamless and user-friendly authentication experiences that don"t disrupt the shopping process.

Reducing False Declines: Traditional fraud prevention measures can sometimes lead to legitimate transactions being declined, causing frustration for customers and revenue loss for merchants. Payer authentication, when implemented effectively, can help reduce false declines by offering more accurate risk assessment.

Improved User Experience: 3DS 2.0 aims to provide a smoother and less intrusive authentication experience for users. This includes minimizing the need for one-time passwords and allowing for a wider range of data points to be used in the verification process, such as device information and behavioral patterns.

Global Payment Security Standards: As the payment ecosystem becomes more interconnected globally, having a standardized, secure authentication process benefits both merchants and consumers by reducing the risk of unauthorized transactions and increasing overall security.

Fraud Prevention and Chargebacks: Payer authentication helps prevent unauthorized use of payment cards, reducing the occurrence of chargebacks for merchants and saving them from potential financial losses.

Cross-Border Transactions: E-commerce often involves cross-border transactions, which can be more vulnerable to fraud due to the lack of in-person verification. Payer authentication provides an additional layer of security for these transactions.

Shift to Contactless and Digital Payments: The transition from physical cards to digital wallets and contactless payments necessitates modernized authentication methods that cater to these new payment modes.

Integration with Payment Gateways: Payment service providers and gateways are integrating 3DS 2.0 and payer authentication into their offerings to enhance security for both merchants and consumers, ensuring seamless authentication experiences.

Risk Management and Data Analytics: Payer authentication leverages advanced risk assessment techniques and data analytics to identify patterns of fraud and unauthorized activities, allowing businesses to respond more effectively to potential threats.

Consumer Confidence: By employing robust payer authentication methods like 3DS 2.0, online businesses can enhance consumer confidence in their platforms, thereby encouraging more frequent and larger transactions.

This report presents a comprehensive overview of the global 3DS 2.0 Payer Authentication market, covering market size and forecast, segmentation by product type and application, competitive landscape, leading players and regional and country-level outlook.

Segment by Type

  • SMS Verification
  • Fingerprint Recognition
  • Face Recognition
  • Others

Segment by Application

  • ATM
  • POS Machine
  • Other

Who Can Use This Report?

This report is written for decision-makers who need a clear, data-backed view of the global 3DS 2.0 Payer Authentication market:

  • Manufacturers, suppliers and solution providers benchmarking their position and planning product, capacity and go-to-market strategy
  • Distributors, channel partners and end users in ATM, POS Machine, Other evaluating demand and sourcing options
  • Investors, financial analysts and consultants assessing growth opportunities, competitive dynamics and M&A potential
  • Government agencies, industry associations and research institutions tracking industry developments and policy impact

Segments covered in this report

By Type
SMS VerificationFingerprint RecognitionFace RecognitionOthers
By Application
ATMPOS MachineOther

Table of contents

Click a chapter to expand
01Executive Summary
02Industry Overview & Forecast
  • 2.1.1 Market Definition and Scope
  • 2.1.2 Market Size and Growth Forecast
  • 2.1.3 Volume Analysis
  • 2.1.4 Segment Outlook by Type
  • 2.1.5 Segment Outlook by Application
  • 2.1.6 Regional Outlook
  • 2.1.7 Structural Developments Shaping the Forecast
  • 2.1.8 Forecast Risks and Sensitivities
03Market Segmentation by Type
  • 3.1 Market Segmentation by Type
  • 3.1.1 Market by Type Overview
  • 3.1.2 SMS Verification
  • 3.1.3 Fingerprint Recognition
  • 3.1.4 Face Recognition
  • 3.1.5 Others
  • 3.1.6 Volume Analysis
04Market Segmentation by Application
  • 4.1 Market Segmentation by Application
  • 4.1.1 Market by Application Overview
  • 4.1.2 ATM
  • 4.1.3 POS Machine
  • 4.1.4 Other
  • 4.1.5 Volume Analysis
05Regional Market Forecast
  • Asia Pacific
  • North America
  • Europe
  • Middle East & Africa
  • Latin America
06Country-Level Market Forecast
  • 6.1 Asia Pacific
  • 6.1.1 China
  • 6.1.2 Japan
  • 6.1.3 Korea
  • 6.1.4 Southeast Asia
  • 6.1.5 India
  • 6.1.6 Australia
  • 6.1.7 Rest of Asia Pacific
  • 6.2 North America
  • 6.2.1 United States
  • 6.2.2 Canada
  • 6.2.3 Mexico
  • 6.2.4 Rest of North America
  • 6.3 Europe
  • 6.3.1 Germany
  • 6.3.2 France
  • 6.3.3 UK
  • 6.3.4 Italy
  • 6.3.5 Russia
  • 6.3.6 Rest of Europe
  • 6.4 Middle East & Africa
  • 6.4.1 Egypt
  • 6.4.2 South Africa
  • 6.4.3 Israel
  • 6.4.4 Turkey
  • 6.4.5 GCC Countries
  • 6.4.6 Rest of Middle East & Africa
  • 6.5 Latin America
  • 6.5.1 Brazil
  • 6.5.2 Rest of Latin America
07Growth Drivers & Inhibitors
  • 7.1 Growth Drivers & Inhibitors
  • 7.1.1 Section Overview
  • 7.1.2 Growth Drivers
  • 7.1.3 Growth Inhibitors
  • 7.1.4 Driver and Inhibitor Impact Assessment
  • 7.1.5 Analyst Perspective
08Key Company Profiles
  • 8.1 Visa
  • 8.1.1 Company Overview
  • 8.1.2 Key Products & Segments
  • 8.1.3 Financial Performance (2023–2025)
  • 8.1.4 Business Strategy
  • 8.1.5 SWOT Analysis
  • 8.1.6 Strategic Implications (2026–2032)
  • 8.2 PostFinance
  • 8.2.1 Company Overview
  • 8.2.2 Key Products & Segments
  • 8.2.3 Financial Performance (2023–2025)
  • 8.2.4 Business Strategy
  • 8.2.5 SWOT Analysis
  • 8.2.6 Strategic Implications (2026–2032)
  • 8.3 Mastercard
  • 8.3.1 Company Overview
  • 8.3.2 Key Products & Segments
  • 8.3.3 Financial Performance (2023–2025)
  • 8.3.4 Business Strategy
  • 8.3.5 SWOT Analysis
  • 8.3.6 Strategic Implications (2026–2032)
  • 8.4 GPayments
  • 8.4.1 Company Overview
  • 8.4.2 Key Products & Segments
  • 8.4.3 Financial Performance (2023–2025)
  • 8.4.4 Business Strategy
  • 8.4.5 SWOT Analysis
  • 8.4.6 Strategic Implications (2026–2032)
  • 8.5 Adyen
  • 8.5.1 Company Overview
  • 8.5.2 Key Products & Segments
  • 8.5.3 Financial Performance (2023–2025)
  • 8.5.4 Business Strategy
  • 8.5.5 SWOT Analysis
  • 8.5.6 Strategic Implications (2026–2032)
  • 8.6 Broadcom
  • 8.6.1 Company Overview
  • 8.6.2 Key Products & Segments
  • 8.6.3 Financial Performance (2023–2025)
  • 8.6.4 Business Strategy
  • 8.6.5 SWOT Analysis
  • 8.6.6 Strategic Implications (2026–2032)
  • 8.7 Modirum
  • 8.7.1 Company Overview
  • 8.7.2 Key Products & Segments
  • 8.7.3 Financial Performance (2023–2025)
  • 8.7.4 Business Strategy
  • 8.7.5 SWOT Analysis
  • 8.7.6 Strategic Implications (2026–2032)
  • 8.8 Entersekt
  • 8.8.1 Company Overview
  • 8.8.2 Key Products & Segments
  • 8.8.3 Financial Performance (2023–2025)
  • 8.8.4 Business Strategy
  • 8.8.5 SWOT Analysis
  • 8.8.6 Strategic Implications (2026–2032)
  • 8.9 Worldline
  • 8.9.1 Company Overview
  • 8.9.2 Key Products & Segments
  • 8.9.3 Financial Performance (2023–2025)
  • 8.9.4 Business Strategy
  • 8.9.5 SWOT Analysis
  • 8.9.6 Strategic Implications (2026–2032)
  • 8.10 Elavon
  • 8.10.1 Company Overview
  • 8.10.2 Key Products & Segments
  • 8.10.3 Financial Performance (2023–2025)
  • 8.10.4 Business Strategy
  • 8.10.5 SWOT Analysis
  • 8.10.6 Strategic Implications (2026–2032)
  • 8.11 SIA S.p.A.
  • 8.11.1 Company Overview
  • 8.11.2 Key Products & Segments
  • 8.11.3 Financial Performance (2023–2025)
  • 8.11.4 Business Strategy
  • 8.11.5 SWOT Analysis
  • 8.11.6 Strategic Implications (2026–2032)
  • 8.12 GMO Payment Gateway
  • 8.12.1 Company Overview
  • 8.12.2 Key Products & Segments
  • 8.12.3 Financial Performance (2023–2025)
  • 8.12.4 Business Strategy
  • 8.12.5 SWOT Analysis
  • 8.12.6 Strategic Implications (2026–2032)
  • 8.13 UnionPay International
  • 8.13.1 Company Overview
  • 8.13.2 Key Products & Segments
  • 8.13.3 Financial Performance (2023–2025)
  • 8.13.4 Business Strategy
  • 8.13.5 SWOT Analysis
  • 8.13.6 Strategic Implications (2026–2032)
  • 8.14 AsiaPay
  • 8.14.1 Company Overview
  • 8.14.2 Key Products & Segments
  • 8.14.3 Financial Performance (2023–2025)
  • 8.14.4 Business Strategy
  • 8.14.5 SWOT Analysis
  • 8.14.6 Strategic Implications (2026–2032)
  • 8.15 Discover Global Network
  • 8.15.1 Company Overview
  • 8.15.2 Key Products & Segments
  • 8.15.3 Financial Performance (2023–2025)
  • 8.15.4 Business Strategy
  • 8.15.5 SWOT Analysis
  • 8.15.6 Strategic Implications (2026–2032)
  • 8.16 JCB
  • 8.16.1 Company Overview
  • 8.16.2 Key Products & Segments
  • 8.16.3 Financial Performance (2023–2025)
  • 8.16.4 Business Strategy
  • 8.16.5 SWOT Analysis
  • 8.16.6 Strategic Implications (2026–2032)
  • 8.17 American Express
  • 8.17.1 Company Overview
  • 8.17.2 Key Products & Segments
  • 8.17.3 Financial Performance (2023–2025)
  • 8.17.4 Business Strategy
  • 8.17.5 SWOT Analysis
  • 8.17.6 Strategic Implications (2026–2032)
09Competitive Landscape
  • 9.1 Competitive Landscape Overview
  • 9.2 Competitive Intensity Assessment
  • 9.3 Key Player Strategies & Positioning
  • 9.4 Competitive Dynamics & Strategic Outlook
  • 9.4.1 Emerging Competitive Threats
  • 9.4.2 Consolidation vs. Fragmentation Outlook
  • 9.4.3 Competitive Response Matrix
  • 9.4.4 Strategic Recommendations, 2026–2032
10Porter's Five Forces Analysis
  • 10.1 Threat of New Entrants
  • 10.2 Bargaining Power of Buyers
  • 10.3 Bargaining Power of Suppliers
  • 10.4 Threat of Substitutes
  • 10.5 Competitive Rivalry
11PESTLE Analysis
  • 11.1 Political
  • 11.2 Economic
  • 11.3 Social and Demographic
  • 11.4 Technological
  • 11.5 Legal and Regulatory
  • 11.6 Environmental
  • 11.7 Strategic Implications of the PESTLE Assessment
12SWOT Analysis
13Future Trends & Outlook
  • 13.1 Future Trends & Outlook
  • 13.1.1 Trend Summary and Commercial Maturity Assessment
  • 13.1.2 Technology and Innovation Trends
  • 13.1.3 Long-Term Market Outlook
  • 13.1.4 Investment & M&A Activity Outlook
  • 13.1.5 Overall Outlook Assessment

Frequently asked questions

What does the 3DS 2.0 Payer Authentication market cover?
Payer Authentication, also called 3D Secure, helps to minimize costly fraudulent transactions by adding an extra layer of protection to the payment process. The solution enables issuers to authenticate the cardholder using various available methods—from a one-time password to biometrics.
What are the main segments of the 3DS 2.0 Payer Authentication market by type?
By type, the market is segmented into SMS Verification, Fingerprint Recognition, Face Recognition and Others.
Which applications drive demand in the 3DS 2.0 Payer Authentication market?
Key applications covered include ATM, POS Machine and Other.
Who are the key players in the 3DS 2.0 Payer Authentication market?
Key players profiled include Visa, PostFinance, Mastercard, GPayments, Adyen, Broadcom, Modirum and Entersekt, among 17 companies covered in total.
Which regions and countries are covered for 3DS 2.0 Payer Authentication?
The market is analysed across Asia Pacific, North America, Europe, Middle East & Africa and Latin America, with 20 country-level markets including China, Japan, United States, Canada, Germany, France, Egypt and South Africa.
Who should buy the 3DS 2.0 Payer Authentication market report?
The report is intended for manufacturers and solution providers, distributors and end users in ATM, POS Machine and Other, investors and consultants, and government or industry bodies who need market size, segmentation, competitive and regional data for the 3DS 2.0 Payer Authentication market.
What license options are available for this report?
The report is available as a Single User License (US$ 3,500, one named user), a Site License (US$ 5,250, up to 10 users) and a Global / Corporate License (US$ 7,000, unlimited users), all delivered in PDF format.

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